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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,421 | $95,979-78.7% | $74,551-72.6% | $135,380-84.9% |
| Participation rate | 75.0% | 75.7%-0.7pp | 69.1%+5.9pp | 82.6%-7.6pp |
| Annual return | -3.67% | 56.97%-60.6pp | 32.53%-36.2pp | 519.81%-523.5pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $353 | $3,844-90.8% | $3,108-88.6% | $5,609-93.7% |
| Admin fee / account holder | $8,424 | $6,522+29.2% | $5,059+66.5% | $10,828-22.2% |