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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,535 | $93,346-72.6% | $71,796-64.4% | $273,972-90.7% |
| Participation rate | 88.9% | 76.5%+12.4pp | 69.1%+19.8pp | 83.0%+5.9pp |
| Annual return | 8.32% | 130.39%-122.1pp | 78.04%-69.7pp | 41.46%-33.1pp |
| Employer contribution / active EE | $289 | $2,733-89.4% | $1,924-85.0% | $4,869-94.1% |
| Participant deferral / active EE | $505 | $3,475-85.5% | $2,794-81.9% | $5,287-90.4% |
| Admin fee / account holder | $6,571 | $6,5710% | $4,815+36.5% | $10,133-35.1% |