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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,727 | $88,815-36.1% | $81,882-30.7% | $145,897-61.1% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 13.94% | 1033.75%-1019.8pp | 779.47%-765.5pp | 552.29%-538.4pp |
| Employer contribution / active EE | $2,172 | $3,086-29.6% | $2,916-25.5% | $4,663-53.4% |
| Participant deferral / active EE | $8,012 | $4,647+72.4% | $4,323+85.3% | $6,689+19.8% |
| Admin fee / account holder | $6,159 | $8,434-27.0% | $7,360-16.3% | $13,390-54.0% |