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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,352 | $102,595-30.5% | $94,057-24.1% | $154,746-53.9% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 80.7%-5.7pp |
| Annual return | 16.73% | 583.42%-566.7pp | 480.62%-463.9pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,876 | $3,147-40.4% | $2,933-36.0% | $4,379-57.2% |
| Participant deferral / active EE | $7,512 | $5,118+46.8% | $4,709+59.5% | $6,730+11.6% |
| Admin fee / account holder | $1,136 | $7,736-85.3% | $7,244-84.3% | $14,365-92.1% |