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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,615 | $100,073+60.5% | $85,126+88.7% | $145,877+10.1% |
| Participation rate | 76.9% | 74.1%+2.8pp | 67.5%+9.4pp | 80.3%-3.4pp |
| Annual return | 27.18% | 84.11%-56.9pp | 66.63%-39.4pp | 551.28%-524.1pp |
| Employer contribution / active EE | $2,164 | $3,236-33.1% | $2,731-20.8% | $4,663-53.6% |
| Participant deferral / active EE | $3,990 | $5,294-24.6% | $4,523-11.8% | $6,691-40.4% |
| Admin fee / account holder | $3,246 | $7,261-55.3% | $6,160-47.3% | $13,402-75.8% |