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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,967 | $96,419+19.2% | $80,648+42.6% | $139,487-17.6% |
| Participation rate | 76.9% | 73.6%+3.3pp | 67.0%+9.9pp | 80.3%-3.4pp |
| Annual return | 13.99% | 1352.86%-1338.9pp | 937.21%-923.2pp | 373.84%-359.9pp |
| Employer contribution / active EE | $2,063 | $3,261-36.7% | $2,724-24.2% | $4,755-56.6% |
| Participant deferral / active EE | $3,774 | $5,225-27.8% | $4,443-15.1% | $6,713-43.8% |
| Admin fee / account holder | $3,646 | $6,605-44.8% | $5,382-32.3% | $11,407-68.0% |