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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,615 | $99,921+60.7% | $85,009+88.9% | $145,959+10.0% |
| Participation rate | 76.9% | 74.1%+2.8pp | 67.5%+9.4pp | 80.3%-3.4pp |
| Annual return | 27.18% | 83.89%-56.7pp | 66.47%-39.3pp | 561.95%-534.8pp |
| Employer contribution / active EE | $2,164 | $3,233-33.0% | $2,728-20.7% | $4,661-53.6% |
| Participant deferral / active EE | $3,990 | $5,293-24.6% | $4,522-11.8% | $6,689-40.3% |
| Admin fee / account holder | $3,246 | $7,252-55.2% | $6,153-47.2% | $13,398-75.8% |