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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,615 | $100,203+60.3% | $85,240+88.4% | $145,897+10.1% |
| Participation rate | 76.9% | 74.1%+2.8pp | 67.5%+9.4pp | 80.3%-3.4pp |
| Annual return | 27.18% | 84.28%-57.1pp | 66.75%-39.6pp | 552.29%-525.1pp |
| Employer contribution / active EE | $2,164 | $3,242-33.2% | $2,735-20.9% | $4,663-53.6% |
| Participant deferral / active EE | $3,990 | $5,299-24.7% | $4,527-11.9% | $6,689-40.3% |
| Admin fee / account holder | $3,246 | $7,265-55.3% | $6,165-47.3% | $13,390-75.8% |