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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,723 | $181,896-69.4% | $156,551-64.4% | $273,972-79.7% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 5.89% | 30.74%-24.9pp | 32.23%-26.3pp | 41.46%-35.6pp |
| Employer contribution / active EE | $2,251 | $6,248-64.0% | $5,501-59.1% | $4,869-53.8% |
| Participant deferral / active EE | $3,687 | $5,550-33.6% | $4,871-24.3% | $5,287-30.3% |
| Admin fee / account holder | $2,513 | $15,560-83.8% | $13,028-80.7% | $10,133-75.2% |