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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,753 | $99,345-77.1% | $84,753-73.2% | $273,972-91.7% |
| Participation rate | 55.6% | 80.7%-25.1pp | 76.6%-21.0pp | 83.0%-27.5pp |
| Annual return | 0.00% | 22.93%-22.9pp | 22.78%-22.8pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,372 | $4,214-67.4% | $3,574-61.6% | $4,869-71.8% |
| Participant deferral / active EE | $10,847 | $4,270+154.0% | $3,712+192.2% | $5,287+105.2% |
| Admin fee / account holder | $569 | $6,645-91.4% | $5,333-89.3% | $10,133-94.4% |