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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,957 | $149,679+21.6% | $117,039+55.5% | $147,586+23.3% |
| Participation rate | 91.7% | 83.5%+8.2pp | 77.2%+14.5pp | 82.8%+8.8pp |
| Annual return | 14.24% | 19.31%-5.1pp | 18.95%-4.7pp | 578.59%-564.4pp |
| Employer contribution / active EE | $3,847 | $4,937-22.1% | $3,785+1.6% | $4,876-21.1% |
| Participant deferral / active EE | $7,585 | $4,912+54.4% | $3,929+93.0% | $5,439+39.5% |
| Admin fee / account holder | $2,805 | $7,856-64.3% | $5,974-53.0% | $10,886-74.2% |