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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,866 | $95,915+23.9% | $79,580+49.4% | $134,532-11.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -17.40% | -2.71%-14.7pp | 0.15%-17.6pp | 418.27%-435.7pp |
| Employer contribution / active EE | $7,560 | $3,129+141.6% | $2,413+213.3% | $4,741+59.5% |
| Participant deferral / active EE | $1,849 | $4,693-60.6% | $3,985-53.6% | $6,401-71.1% |
| Admin fee / account holder | $1,344 | $9,132-85.3% | $6,835-80.3% | $11,429-88.2% |