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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,591 | $112,935+5.9% | $90,970+31.5% | $158,966-24.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 15.43% | 215.79%-200.4pp | 134.58%-119.1pp | 302.95%-287.5pp |
| Employer contribution / active EE | $10,497 | $2,895+262.6% | $2,122+394.5% | $4,762+120.4% |
| Participant deferral / active EE | $9,713 | $4,129+135.3% | $3,373+187.9% | $5,983+62.3% |
| Admin fee / account holder | $875 | $8,045-89.1% | $5,960-85.3% | $11,250-92.2% |