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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,753 | $72,071+156.3% | $68,368+170.2% | $137,256+34.6% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 18.47% | 353.14%-334.7pp | 292.57%-274.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $4,316 | $2,788+54.8% | $2,649+62.9% | $4,156+3.9% |
| Participant deferral / active EE | $16,758 | $4,410+280.0% | $4,123+306.5% | $6,407+161.6% |
| Admin fee / account holder | $12,611 | $5,336+136.4% | $5,150+144.9% | $12,270+2.8% |