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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,753 | $102,595+80.1% | $94,057+96.4% | $154,746+19.4% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 80.7%-5.7pp |
| Annual return | 18.47% | 583.42%-565.0pp | 480.62%-462.2pp | 172.34%-153.9pp |
| Employer contribution / active EE | $4,316 | $3,147+37.1% | $2,933+47.2% | $4,379-1.4% |
| Participant deferral / active EE | $16,758 | $5,118+227.4% | $4,709+255.8% | $6,730+149.0% |
| Admin fee / account holder | $12,611 | $7,736+63.0% | $7,244+74.1% | $14,365-12.2% |