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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,394 | $124,336+39.5% | $111,303+55.8% | $167,518+3.5% |
| Participation rate | 94.4% | 79.6%+14.8pp | 77.3%+17.1pp | 82.1%+12.3pp |
| Annual return | 15.39% | 37.45%-22.1pp | 54.66%-39.3pp | 478.71%-463.3pp |
| Employer contribution / active EE | $15,191 | $3,436+342.0% | $2,731+456.1% | $4,838+214.0% |
| Participant deferral / active EE | $4,663 | $5,181-10.0% | $4,487+3.9% | $6,342-26.5% |
| Admin fee / account holder | $3,050 | $10,623-71.3% | $7,966-61.7% | $12,312-75.2% |