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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,100 | $176,120-35.2% | $159,487-28.5% | $167,553-31.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.85% | 331.95%-319.1pp | 263.71%-250.9pp | 478.89%-466.0pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $3,492 | $7,752-55.0% | $7,354-52.5% | $6,343-44.9% |
| Admin fee / account holder | $786 | $12,561-93.7% | $10,804-92.7% | $12,316-93.6% |