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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,484 | $102,385+61.6% | $147,080+12.5% | $80,935+104.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.18% | 135.09%-124.9pp | 420.17%-410.0pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,947 | $3,717-20.7% | $4,933-40.3% | $2,757+6.9% |
| Participant deferral / active EE | $6,333 | $6,651-4.8% | $8,066-21.5% | $4,299+47.3% |
| Admin fee / account holder | $16,508 | $7,951+107.6% | $12,989+27.1% | $6,924+138.4% |