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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,215 | $105,200+87.5% | $159,474+23.7% | $85,847+129.7% |
| Participation rate | 87.2% | 75.8%+11.4pp | 82.8%+4.3pp | 69.3%+17.9pp |
| Annual return | 12.23% | 45.08%-32.8pp | 263.68%-251.5pp | 318.61%-306.4pp |
| Employer contribution / active EE | $5,443 | $3,319+64.0% | $4,831+12.7% | $2,565+112.2% |
| Participant deferral / active EE | $7,134 | $5,946+20.0% | $7,353-3.0% | $3,952+80.5% |
| Admin fee / account holder | $13,531 | $6,934+95.1% | $10,802+25.3% | $6,261+116.1% |