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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,991 | $73,978+59.5% | $96,515+22.3% | $75,173+57.0% |
| Participation rate | 94.9% | 66.4%+28.4pp | 74.3%+20.5pp | 67.2%+27.7pp |
| Annual return | 17.89% | 26.72%-8.8pp | 35.73%-17.8pp | 160.72%-142.8pp |
| Employer contribution / active EE | $12,778 | $2,931+336.0% | $3,740+241.7% | $2,671+378.4% |
| Participant deferral / active EE | $9,699 | $3,660+165.0% | $4,880+98.8% | $4,126+135.0% |
| Admin fee / account holder | $5,411 | $5,219+3.7% | $6,735-19.7% | $5,651-4.2% |