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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,253 | $65,364+24.3% | $92,909-12.5% | $72,975+11.3% |
| Participation rate | 96.4% | 68.3%+28.1pp | 76.0%+20.4pp | 69.5%+26.9pp |
| Annual return | 20.99% | 42.11%-21.1pp | 109.44%-88.4pp | 81.01%-60.0pp |
| Employer contribution / active EE | $8,685 | $2,594+234.8% | $3,653+137.7% | $2,440+255.9% |
| Participant deferral / active EE | $8,743 | $3,128+179.5% | $4,238+106.3% | $3,608+142.3% |
| Admin fee / account holder | $318 | $4,251-92.5% | $5,795-94.5% | $5,124-93.8% |