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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,365 | $78,707-22.0% | $117,861-47.9% | $70,126-12.5% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 20.53% | 23.30%-2.8pp | 335.11%-314.6pp | 73.15%-52.6pp |
| Employer contribution / active EE | $3,143 | $2,223+41.3% | $3,786-17.0% | $2,343+34.2% |
| Participant deferral / active EE | $5,014 | $3,297+52.1% | $4,482+11.9% | $3,332+50.5% |
| Admin fee / account holder | $5,180 | $5,066+2.3% | $8,021-35.4% | $4,645+11.5% |