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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,317 | $167,353-25.1% | $143,797-12.9% | $134,545-6.9% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -15.38% | 0.48%-15.9pp | -0.04%-15.3pp | 418.37%-433.8pp |
| Employer contribution / active EE | $7,758 | $5,620+38.0% | $4,952+56.7% | $4,742+63.6% |
| Participant deferral / active EE | $5,090 | $6,447-21.1% | $5,638-9.7% | $6,401-20.5% |
| Admin fee / account holder | $1,048 | $18,096-94.2% | $14,679-92.9% | $11,431-90.8% |