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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,064 | $209,422-34.6% | $178,503-23.2% | $158,982-13.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.70% | 188.81%-176.1pp | 151.12%-138.4pp | 302.99%-290.3pp |
| Employer contribution / active EE | $15,093 | $5,707+164.5% | $5,011+201.2% | $4,763+216.9% |
| Participant deferral / active EE | $8,344 | $5,955+40.1% | $5,202+60.4% | $5,983+39.5% |
| Admin fee / account holder | $2,537 | $17,079-85.1% | $13,987-81.9% | $11,252-77.5% |