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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,471 | $97,729-65.8% | $83,830-60.1% | $135,379-75.3% |
| Participation rate | 0.0% | 80.0%-80.0pp | 76.1%-76.1pp | 82.6%-82.6pp |
| Annual return | -11.82% | 1287.52%-1299.3pp | 850.97%-862.8pp | 519.79%-531.6pp |
| Employer contribution / active EE | $1,376 | $4,222-67.4% | $3,631-62.1% | $4,779-71.2% |
| Participant deferral / active EE | $3,082 | $4,683-34.2% | $4,082-24.5% | $5,609-45.1% |
| Admin fee / account holder | $283 | $6,674-95.8% | $5,479-94.8% | $10,828-97.4% |