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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,747 | $168,635+71.8% | $147,617+96.3% | $125,389+131.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.28% | 77.65%-78.9pp | 61.98%-63.3pp | 282.24%-283.5pp |
| Employer contribution / active EE | $22,888 | $6,252+266.1% | $5,564+311.3% | $4,866+370.4% |
| Participant deferral / active EE | $12,217 | $5,507+121.8% | $4,895+149.6% | $5,352+128.3% |
| Admin fee / account holder | $744 | $13,580-94.5% | $11,612-93.6% | $9,541-92.2% |