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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,478 | $109,967+28.7% | $97,197+45.6% | $145,877-3.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.10% | 244.27%-231.2pp | 75.47%-62.4pp | 551.28%-538.2pp |
| Employer contribution / active EE | $15,339 | $3,077+398.5% | $2,723+463.4% | $4,663+228.9% |
| Participant deferral / active EE | $30,303 | $4,676+548.0% | $4,263+610.8% | $6,691+352.9% |
| Admin fee / account holder | $994 | $6,199-84.0% | $5,637-82.4% | $13,402-92.6% |