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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,739 | $111,785-33.1% | $93,669-20.2% | $145,877-48.8% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 27.30% | 203.79%-176.5pp | 133.59%-106.3pp | 551.28%-524.0pp |
| Employer contribution / active EE | $10,119 | $3,096+226.9% | $2,424+317.5% | $4,663+117.0% |
| Participant deferral / active EE | $10,240 | $4,919+108.2% | $4,416+131.9% | $6,691+53.1% |
| Admin fee / account holder | $1,759 | $10,256-82.8% | $8,291-78.8% | $13,402-86.9% |