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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,412 | $71,878-4.8% | $86,698-21.1% | $68,486-0.1% |
| Participation rate | 75.4% | 72.2%+3.2pp | 76.6%-1.2pp | 67.9%+7.5pp |
| Annual return | -18.96% | 3.53%-22.5pp | 35.95%-54.9pp | -7.85%-11.1pp |
| Employer contribution / active EE | $2,639 | $2,173+21.4% | $2,837-7.0% | $2,597+1.6% |
| Participant deferral / active EE | $7,004 | $3,779+85.3% | $4,656+50.4% | $4,028+73.9% |
| Admin fee / account holder | $6,099 | $6,113-0.2% | $7,493-18.6% | $5,404+12.9% |