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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,412 | $118,877-70.2% | $96,570-63.3% | $167,536-78.9% |
| Participation rate | 68.8% | 75.5%-6.7pp | 69.8%-1.1pp | 82.1%-13.4pp |
| Annual return | 9.83% | 50.50%-40.7pp | 37.79%-28.0pp | 478.82%-469.0pp |
| Employer contribution / active EE | $6,313 | $3,121+102.3% | $2,357+167.8% | $4,839+30.5% |
| Participant deferral / active EE | $3,553 | $4,617-23.0% | $3,849-7.7% | $6,342-44.0% |
| Admin fee / account holder | $270 | $8,069-96.7% | $6,182-95.6% | $12,315-97.8% |