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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,088 | $69,118+104.1% | $53,647+163.0% | $138,895+1.6% |
| Participation rate | 16.7% | 64.0%-47.3pp | 56.3%-39.6pp | 79.9%-63.3pp |
| Annual return | 3.38% | 248.26%-244.9pp | 358.33%-355.0pp | 145.39%-142.0pp |
| Employer contribution / active EE | $463 | $1,189-61.1% | $962-51.9% | $4,194-89.0% |
| Participant deferral / active EE | $2,430 | $2,274+6.8% | $1,813+34.0% | $6,396-62.0% |
| Admin fee / account holder | $96 | $2,724-96.5% | $2,460-96.1% | $12,562-99.2% |