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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,610 | $65,685+80.6% | $57,181+107.4% | $273,965-56.7% |
| Participation rate | 66.7% | 78.3%-11.7pp | 75.3%-8.7pp | 83.0%-16.3pp |
| Annual return | 1.04% | 21.99%-21.0pp | 14.59%-13.5pp | 41.45%-40.4pp |
| Employer contribution / active EE | $24,502 | $3,279+647.3% | $2,682+813.4% | $4,869+403.3% |
| Participant deferral / active EE | $16,000 | $3,781+323.2% | $3,096+416.8% | $5,287+202.6% |
| Admin fee / account holder | $421 | $4,835-91.3% | $3,139-86.6% | $10,132-95.8% |