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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,610 | $65,712+80.5% | $57,196+107.4% | $273,972-56.7% |
| Participation rate | 66.7% | 78.3%-11.7pp | 75.3%-8.7pp | 83.0%-16.3pp |
| Annual return | 1.04% | 22.01%-21.0pp | 14.59%-13.6pp | 41.46%-40.4pp |
| Employer contribution / active EE | $24,502 | $3,280+647.0% | $2,683+813.2% | $4,869+403.2% |
| Participant deferral / active EE | $16,000 | $3,782+323.1% | $3,096+416.8% | $5,287+202.6% |
| Admin fee / account holder | $421 | $4,838-91.3% | $3,141-86.6% | $10,133-95.8% |