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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,339 | $176,077-24.8% | $159,455-17.0% | $167,518-21.0% |
| Participation rate | 20.0% | 84.9%-64.9pp | 82.8%-62.8pp | 82.1%-62.1pp |
| Annual return | 12.06% | 331.83%-319.8pp | 263.63%-251.6pp | 478.71%-466.7pp |
| Employer contribution / active EE | $1,527 | $5,298-71.2% | $4,830-68.4% | $4,838-68.4% |
| Participant deferral / active EE | $5,287 | $7,751-31.8% | $7,353-28.1% | $6,342-16.6% |
| Admin fee / account holder | $0 | $12,556-100.0% | $10,800-100.0% | $12,312-100.0% |