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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,213 | $106,280-11.4% | $96,538-2.4% | $139,487-32.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.90% | 38.48%-29.6pp | 35.74%-26.8pp | 373.84%-364.9pp |
| Employer contribution / active EE | $314 | $4,107-92.4% | $3,740-91.6% | $4,755-93.4% |
| Participant deferral / active EE | $1,667 | $5,457-69.5% | $4,880-65.9% | $6,713-75.2% |
| Admin fee / account holder | $774 | $7,888-90.2% | $6,737-88.5% | $11,407-93.2% |