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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,426 | $124,351-28.9% | $109,188-19.0% | $167,553-47.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 7.20% | 26.04%-18.8pp | 25.76%-18.6pp | 478.89%-471.7pp |
| Employer contribution / active EE | $10,201 | $4,210+142.3% | $3,723+174.0% | $4,840+110.8% |
| Participant deferral / active EE | $22,750 | $5,257+332.8% | $4,654+388.8% | $6,343+258.7% |
| Admin fee / account holder | $546 | $7,975-93.2% | $6,755-91.9% | $12,316-95.6% |