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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,635 | $72,269-16.1% | $101,271-40.1% | $79,852-24.1% |
| Participation rate | 56.8% | 68.5%-11.6pp | 75.8%-19.0pp | 69.6%-12.8pp |
| Annual return | 17.33% | 22.29%-5.0pp | 46.48%-29.2pp | 31.72%-14.4pp |
| Employer contribution / active EE | $1,844 | $2,692-31.5% | $3,660-49.6% | $2,471-25.4% |
| Participant deferral / active EE | $3,794 | $3,282+15.6% | $4,371-13.2% | $3,740+1.4% |
| Admin fee / account holder | $3,782 | $4,401-14.1% | $5,948-36.4% | $5,306-28.7% |