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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,571 | $57,352-41.5% | $83,830-60.0% | $64,173-47.7% |
| Participation rate | 58.8% | 68.6%-9.9pp | 76.1%-17.4pp | 69.6%-10.8pp |
| Annual return | -6.41% | 11.38%-17.8pp | 850.97%-857.4pp | 7.63%-14.0pp |
| Employer contribution / active EE | $1,866 | $2,546-26.7% | $3,631-48.6% | $2,381-21.6% |
| Participant deferral / active EE | $3,407 | $2,993+13.8% | $4,082-16.5% | $3,470-1.8% |
| Admin fee / account holder | $415 | $4,046-89.8% | $5,479-92.4% | $4,887-91.5% |