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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,327 | $105,284-40.8% | $150,734-58.7% | $94,015-33.7% |
| Participation rate | 37.2% | 71.7%-34.5pp | 78.4%-41.2pp | 70.8%-33.6pp |
| Annual return | 14.73% | 15.67%-0.9pp | 600.81%-586.1pp | 17.84%-3.1pp |
| Employer contribution / active EE | $1,468 | $3,599-59.2% | $4,918-70.1% | $2,790-47.4% |
| Participant deferral / active EE | $3,137 | $4,274-26.6% | $5,610-44.1% | $4,249-26.2% |
| Admin fee / account holder | $62,694 | $9,839+537.2% | $14,905+320.6% | $8,951+600.4% |