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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,273 | $84,518+34.0% | $67,704+67.3% | $125,389-9.7% |
| Participation rate | 73.3% | 74.8%-1.5pp | 67.5%+5.8pp | 83.2%-9.9pp |
| Annual return | 0.01% | 2.57%-2.6pp | 25.41%-25.4pp | 282.24%-282.2pp |
| Employer contribution / active EE | $2,422 | $3,292-26.4% | $2,559-5.4% | $4,866-50.2% |
| Participant deferral / active EE | $5,872 | $4,430+32.6% | $3,585+63.8% | $5,352+9.7% |
| Admin fee / account holder | $588 | $5,340-89.0% | $4,255-86.2% | $9,541-93.8% |