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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,781 | $105,145+17.7% | $94,664+30.8% | $139,466-11.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 12.88% | 38.09%-25.2pp | 156.84%-144.0pp | 373.66%-360.8pp |
| Employer contribution / active EE | $8,557 | $4,107+108.3% | $3,673+133.0% | $4,754+80.0% |
| Participant deferral / active EE | $750 | $7,599-90.1% | $7,417-89.9% | $6,712-88.8% |
| Admin fee / account holder | $878 | $8,972-90.2% | $7,222-87.8% | $11,409-92.3% |