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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,858 | $97,020-8.4% | $83,327+6.6% | $135,380-34.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -1.88% | 12.31%-14.2pp | 10.64%-12.5pp | 519.81%-521.7pp |
| Employer contribution / active EE | $6,310 | $4,144+52.3% | $3,379+86.8% | $4,779+32.0% |
| Participant deferral / active EE | $1,602 | $5,964-73.1% | $5,565-71.2% | $5,609-71.4% |
| Admin fee / account holder | $1,630 | $8,426-80.7% | $7,540-78.4% | $10,828-85.0% |