See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY DW INC Service code 49 · EIN 94-1671384 | Other Services | $27,671 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $16,639 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,732 | $81,537-41.5% | $149,718-68.1% | $69,631-31.5% |
| Participation rate | 46.5% | 86.1%-39.6pp | 87.1%-40.5pp | 70.7%-24.1pp |
| Annual return | 16.55% | 22.79%-6.2pp | 1501.63%-1485.1pp | 27571.02%-27554.5pp |
| Employer contribution / active EE | $1,059 | $3,239-67.3% | $5,445-80.5% | $2,032-47.9% |
| Participant deferral / active EE | $3,066 | $4,994-38.6% | $6,569-53.3% | $3,224-4.9% |
| Admin fee / account holder | $109 | $107+1.8% | $11,283-99.0% | $110-1.5% |