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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,918 | $88,707-29.1% | $74,184-15.2% | $273,972-77.0% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.6%-10.0pp | 83.0%-16.3pp |
| Annual return | 5.53% | 11.94%-6.4pp | 17.74%-12.2pp | 41.46%-35.9pp |
| Employer contribution / active EE | $1,901 | $3,159-39.8% | $2,370-19.8% | $4,869-61.0% |
| Participant deferral / active EE | $2,236 | $4,212-46.9% | $3,550-37.0% | $5,287-57.7% |
| Admin fee / account holder | $665 | $8,717-92.4% | $5,586-88.1% | $10,133-93.4% |