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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,915 | $115,814-36.2% | $101,275-27.0% | $158,982-53.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.31% | 56.16%-39.8pp | 46.48%-30.2pp | 302.99%-286.7pp |
| Employer contribution / active EE | $13,756 | $4,176+229.4% | $3,660+275.8% | $4,763+188.8% |
| Participant deferral / active EE | $9,133 | $4,958+84.2% | $4,371+109.0% | $5,983+52.6% |
| Admin fee / account holder | $554 | $7,249-92.4% | $5,948-90.7% | $11,252-95.1% |