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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,788 | $107,368-49.0% | $92,915-41.0% | $152,909-64.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 13.49% | 145.64%-132.1pp | 109.45%-96.0pp | 345.46%-332.0pp |
| Employer contribution / active EE | $13,394 | $4,222+217.2% | $3,653+266.6% | $4,764+181.2% |
| Participant deferral / active EE | $9,104 | $4,848+87.8% | $4,238+114.8% | $5,851+55.6% |
| Admin fee / account holder | $1,983 | $7,082-72.0% | $5,796-65.8% | $11,601-82.9% |