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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,608 | $112,121-42.4% | $95,960-32.7% | $158,966-59.4% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 10.19% | 171.16%-161.0pp | 91.63%-81.4pp | 302.95%-292.8pp |
| Employer contribution / active EE | $4,783 | $3,199+49.5% | $2,541+88.2% | $4,762+0.4% |
| Participant deferral / active EE | $10,877 | $4,784+127.4% | $4,167+161.1% | $5,983+81.8% |
| Admin fee / account holder | $10,045 | $10,135-0.9% | $6,797+47.8% | $11,250-10.7% |