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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,802 | $88,707-29.2% | $74,184-15.3% | $273,972-77.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.18% | 11.94%-9.8pp | 17.74%-15.6pp | 41.46%-39.3pp |
| Employer contribution / active EE | $3,053 | $3,159-3.4% | $2,370+28.8% | $4,869-37.3% |
| Participant deferral / active EE | $11,329 | $4,212+169.0% | $3,550+219.1% | $5,287+114.3% |
| Admin fee / account holder | $15,277 | $8,717+75.3% | $5,586+173.5% | $10,133+50.8% |