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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,618 | $86,938+13.4% | $102,423-3.7% | $80,925+21.9% |
| Participation rate | 97.4% | 72.4%+25.1pp | 76.5%+20.9pp | 67.7%+29.8pp |
| Annual return | 15.64% | 18.89%-3.2pp | 29.42%-13.8pp | 35.65%-20.0pp |
| Employer contribution / active EE | $7,861 | $2,369+231.8% | $3,023+160.0% | $2,756+185.2% |
| Participant deferral / active EE | $14,494 | $4,120+251.8% | $5,054+186.8% | $4,299+237.2% |
| Admin fee / account holder | $925 | $8,053-88.5% | $9,455-90.2% | $6,940-86.7% |