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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,618 | $86,922+13.5% | $102,438-3.7% | $80,874+21.9% |
| Participation rate | 97.4% | 72.4%+25.1pp | 76.5%+20.9pp | 67.6%+29.8pp |
| Annual return | 15.64% | 18.90%-3.3pp | 29.37%-13.7pp | 35.62%-20.0pp |
| Employer contribution / active EE | $7,861 | $2,369+231.8% | $3,024+160.0% | $2,756+185.3% |
| Participant deferral / active EE | $14,494 | $4,119+251.9% | $5,054+186.8% | $4,297+237.3% |
| Admin fee / account holder | $925 | $8,050-88.5% | $9,448-90.2% | $6,935-86.7% |