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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,682 | $121,656+46.9% | $104,614+70.8% | $158,950+12.4% |
| Participation rate | 66.7% | 77.5%-10.9pp | 74.1%-7.4pp | 82.0%-15.3pp |
| Annual return | 7.26% | 465.51%-458.2pp | 340.56%-333.3pp | 302.91%-295.6pp |
| Employer contribution / active EE | $588 | $3,164-81.4% | $2,681-78.1% | $4,762-87.7% |
| Participant deferral / active EE | $2,914 | $4,177-30.2% | $3,739-22.1% | $5,983-51.3% |
| Admin fee / account holder | $0 | $7,775-100.0% | $6,464-100.0% | $11,248-100.0% |