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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,345 | $107,809+21.8% | $90,657+44.9% | $135,380-3.0% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.0%-24.0pp | 82.6%-32.6pp |
| Annual return | -7.88% | -0.90%-7.0pp | 1.89%-9.8pp | 519.81%-527.7pp |
| Employer contribution / active EE | $1,500 | $3,018-50.3% | $2,532-40.8% | $4,779-68.6% |
| Participant deferral / active EE | $5,235 | $3,872+35.2% | $3,424+52.9% | $5,609-6.7% |
| Admin fee / account holder | $857 | $5,931-85.6% | $4,994-82.8% | $10,828-92.1% |