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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,383 | $96,419-37.4% | $80,648-25.1% | $139,487-56.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 13.21% | 1352.86%-1339.6pp | 937.21%-924.0pp | 373.84%-360.6pp |
| Employer contribution / active EE | $2,217 | $3,261-32.0% | $2,724-18.6% | $4,755-53.4% |
| Participant deferral / active EE | $6,465 | $5,225+23.7% | $4,443+45.5% | $6,713-3.7% |
| Admin fee / account holder | $427 | $6,605-93.5% | $5,382-92.1% | $11,407-96.3% |