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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,960 | $135,645+269.3% | $110,243+354.4% | $135,380+270.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -8.23% | 513.24%-521.5pp | 314.76%-323.0pp | 519.81%-528.0pp |
| Employer contribution / active EE | $4,474 | $4,907-8.8% | $3,827+16.9% | $4,779-6.4% |
| Participant deferral / active EE | $10,417 | $5,507+89.2% | $4,672+122.9% | $5,609+85.7% |
| Admin fee / account holder | $5,686 | $11,458-50.4% | $8,548-33.5% | $10,828-47.5% |