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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA9+ years Service code 15 · EIN 47-0322111 | Recordkeeping | $19,799 |
WRIGHT FORD YOUNG & CO4 years Service code 10 · EIN 95-3288054 | Accounting | $18,248 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,906 | $57,775+15.8% | $121,210-44.8% | $80,169-16.5% |
| Participation rate | 25.8% | 59.1%-33.4pp | 69.5%-43.8pp | 72.9%-47.2pp |
| Annual return | 16.08% | 20.30%-4.2pp | 987.41%-971.3pp | 40.39%-24.3pp |
| Employer contribution / active EE | $13 | $2,132-99.4% | $4,171-99.7% | $2,978-99.6% |
| Participant deferral / active EE | $1,133 | $3,109-63.6% | $4,084-72.3% | $5,016-77.4% |
| Admin fee / account holder | $83 | $122-31.8% | $5,647-98.5% | $145-42.8% |